Retirement Calculator
Retirement Calculator
Retirement isn’t about age—it’s about freedom. Use this tool to find the monthly savings you need to hit your retirement goal, factoring in compound interest, expected return, and your timeline.
Results
Monthly Savings Required: $0
What return rate should I use?
Historically, the S&P 500 averages 7–8% annually after inflation. For conservative estimates, use 5–6%.
What if I start saving late?
Starting later means contributing more. The earlier you start, the more compound interest works in your favor.
How much do I need to retire?
A common rule is 25x your annual expenses. If you plan to spend $80,000/year, aim for $2 million.